Masthaven reduces rates and enhances criteria
We have enhanced our proposition with rate cuts across our full range, higher maximum LTVs, and updated criteria for self-employed borrowers, applying to both first and second charge across its residential and buy-to-let ranges. We have also broadened self-employed support by now factoring retained profit into affordability.
What’s On Our Desk This Month: May
Every month brings its own mix of cases: some standard textbook, and then there are the cases that keep us on our toes. Below is a rundown of what has been landing in the inbox this month across bridging, development and secured loans, and how we have made them work for your clients. Bridging Loans […]
What’s On Our Desk This Month: April
The cases landing on our desks this spring are oddly consistent: credit profiles are largely intact but the way people are borrowing – that is where things are getting interesting. Bridging & Development On the bridging and development desks, we have borrowers making fairly sensible decisions. Typically, clean-credit borrowers using short-term lending defensively: Borrowers are […]
Parr returns to Masthaven in senior sales role
We have strengthened our bridging and development finance team with three strategic hires- including the return of industry heavyweight Chris Parr as head of sales, alongside Josh Hawker and Louis Rowson. With more than 45 years of combined specialist finance experience joining the business, Masthaven Finance is doubling down on broker support across key UK […]
Masthaven launches new mortgage origination platform for specialist lending
Masthaven Finance has announced the launch of Originate, a new mortgage origination platform. Developed in strategic partnership with Optalitix, the platform is designed to streamline the submission and decision process for brokers operating in the specialist mortgage market. Click here to read to full article. As always, if you have any enquiries you’d like to […]
Refurbish, Refinance, Repeat
With six weeks until the Renters’ Rights Act lands, a new-build pipeline moving at less than a snail’s pace, and a generation of homeowners who have run the numbers and said: “Pfft. We are absolutely not moving,” there is a clear theme. Whatever type of property client is walking through your door right now, chances […]
Is 2026 the end of the vanilla borrower?
Spend enough time in the specialist finance industry, and certain patterns start to repeat themselves. Every few years, markets tighten, leading to changes in borrower behaviour. It’s subtle at first, but then, almost overnight, what once felt normal becomes the new non-standard. If you are building your pipeline around straightforward securities and standard income structures, […]
Masthaven Masterclass: How to Get Your Bridging Deals Completed Faster
Nobody wakes up in the morning thinking, “I really fancy a bridging loan today.” Bridging finance tends to be needed when something shifts: a deadline tightens, and time suddenly becomes a problem that needs solving straight away. And when that happens, one thing matters more than anything else: speed. But when a bridging loan case […]
The Rise of Big-Ticket Borrowers
The Christmas decorations were barely back in the loft, and the specialist finance market was already firing on all cylinders. Early signs this year certainly feel encouraging, with more confidence and opportunity coming to market. One trend we have seen this month is an increase in “big ticket” enquiries, landing across bridging, development finance and […]
Masthaven Finance Updates Bridging Proposition with Rate Cuts, AVMs and Dual Rep
Specialist finance lender, Masthaven Finance, has announced a series of enhancements to its bridging proposition, including bridging rate reductions, expanded use of AVMs, and the introduction of dual representation to the market. The enhancements include a number of pricing changes across its bridging range. Regulated first-charge residential bridging rates have been reduced to 0.84% up […]
