£134,000 secured loan using undistributed net profit
A broker came to us with a case for two borrowers looking for debt consolidation, in addition to raising funds to repay a family loan and raising capital to complete a loft conversion. The broker referred the case to our underwriting team ahead of submission, which allowed us to confirm the income was acceptable early […]
Residential barn conversion with single drawdown
The Ask Our broker introduced a married couple: company directors who owned a rural barn in Kent. Having successfully obtained planning permission to convert the barn into their main residence, they had already invested substantial personal funds into the project and were at the final stage of the project. The contractors were already in place […]
£1.3m Complex Exit Bridging Loan
Broker Ask A broker brought us a married couple looking to refinance their existing mortgage and cover ongoing litigation costs. They needed a £1.3m bridging loan, split into two drawdowns of £1m and £250k. Both advances were earmarked purely for legal fees and would need to be backed by invoices. The security was a residential […]
Is 2026 the end of the vanilla borrower?
Spend enough time in the specialist finance industry, and certain patterns start to repeat themselves. Every few years, markets tighten, leading to changes in borrower behaviour. It’s subtle at first, but then, almost overnight, what once felt normal becomes the new non-standard. If you are building your pipeline around straightforward securities and standard income structures, […]
Same-Day Secured Loan Completion for Debt Consolidation & Home Improvements
The Ask Our broker approached us with their client, who was looking to consolidate an existing unsecured loan and raise capital for home improvements. The client had recently purchased their property outright following a downsizing move and wanted to install a new kitchen. The Challenge The client owned their property outright, so there was no […]
Full Video – Masthaven Masterclass: How to Get Your Bridging Deals Completed Faster
This Masthaven Masterclass is all about getting your bridging deals completed faster, with a spotlight on the solicitor’s role in keeping momentum going from offer through to completion. Masthaven’s Claire Newman and Jim Baker were joined by David Eder of Harold Benjamin Solicitors, to unpack where delays most commonly arise in the legal process, how […]
Masthaven Masterclass: How to Get Your Bridging Deals Completed Faster
Nobody wakes up in the morning thinking, “I really fancy a bridging loan today.” Bridging finance tends to be needed when something shifts: a deadline tightens, and time suddenly becomes a problem that needs solving straight away. And when that happens, one thing matters more than anything else: speed. But when a bridging loan case […]
The Rise of Big-Ticket Borrowers
The Christmas decorations were barely back in the loft, and the specialist finance market was already firing on all cylinders. Early signs this year certainly feel encouraging, with more confidence and opportunity coming to market. One trend we have seen this month is an increase in “big ticket” enquiries, landing across bridging, development finance and […]
£100,000 Secured Loan for Consolidation + Home Improvement
The Ask A broker approached us with a client who had previous adverse credit and needed a secured loan to consolidate existing debts, alongside a small capital raise for home improvements. The loan would clear multiple commitments, including two secured loans, defaults and a CCJ, while funding a new boiler and driveway. The adverse credit […]
Regulated Light Dev Loan in 2 Weeks + Drawdowns
The Ask A broker came to us with a client who’d inherited an uninhabitable property requiring a full refurbishment, along with a rear extension and a two-storey side extension. Planning was already in place, and the works would increase the square footage by over 33%. The property’s current value was £525,000 with a GDV of […]
