Mortgages

Lending for individual people.

Just like houses, our mortgages come in a range of styles and sizes to suit different circumstances. We work with intermediaries to find the right solutions from quick illustrations to full online mortgage applications.

Speak to your broker today.

Brokers and intermediaries

We’re always interested in building long-term relationships with new intermediaries. If you would like to work with us, please contact one of our team, their details can be found below.

Residential

Second Mortgages

Designed for anyone looking for additional funding without affecting their current mortgage, we can provide second Residential Mortgages from £10,000 to £750,000 for up to 35 years.

Criteria

  • Minimum loan £10,000
  • Maximum loan £750,000
  • Maximum loan to value 75%
  • Maximum term 35 years

Key product features

  • Rates from 3.74%
  • Lifetime tracker rate
  • 2 Year Discount Rate
  • 2 Year or 5 Year Fixed
  • Minimum property value £75,000
  • Assessed on credit profile not credit score

Your property, provided as security for the loan, may be repossessed if you do not keep up with payments

Buy-to-let

Second Mortgages

Whether it’s additional funding for renovation or repairs or just capital raising, we can provide Fixed Term and Variable Rate second charge Buy-to-Let Mortgages from £10,000 to £300,000.

Criteria

  • Minimum loan £10,000
  • Maximum loan £300,000
  • Maximum loan to value 70%
  • Rental coverage 125% of monthly payment
  • Maximum term 35 years

Key product features

  • Rates from 4.79%
  • Arrangement Fees 1.5% (minimum fee apply)
  • Lifetime tracker rate
  • 2 Year Discount Rate
  • 2 Year or 5 Year Fixed
  • Minimum property value £100,000
  • Interest Only available on all plans

Your property, provided as security for the loan, may be repossessed if you do not keep up with payments

The team

Our mortgage specialists work closely with FCA intermediaries to offer second mortgages to suit their client’s circumstances.

  • A photograph of Jon Sturgess

    Jon Sturgess

    • Head of Sales
    • 020 70362020
    • 07535 591947
  • A photograph of Janet Frame

    Janet Frame

    • Business Development Manager
    • 020 70362020
    • 07399 459516

ABOUT MASTHAVEN

LENDING SINCE 2004

We bring years of experience in lending to our new bank. We’re award winning and we build lasting relationships..

UK BASED

Home for Masthaven is London, where you’ll find our friendly helplines, finance specialists and underwriters.

EASY, SIMPLE

We’re not a traditional bank. So we can move swiftly, make decisions quickly and consider customers that other banks can’t.

HUMAN & OPEN

We’re only as good as the people we employ. They’re an exceptional team and we trust them to make decisions.