Bridging finance

Short-term loans made simple.

We automate the admin, not the decision making. Result? Short-term loans that are streamlined to arrange, yet shaped to each client’s unique needs.

Speak to your broker today.

Brokers and intermediaries

We’re always interested in building long-term relationships with new intermediaries. If you would like to work with us, please contact one of our team, their details can be found below.

Residential

First Charge Bridging Loans

Suitable for owner occupied or property investors, we can provide first charge residential bridging loans from £100,000 to £5,000,000.

Criteria

  • England, Wales & Scotland
  • Minimum loan £100,000
  • Maximum loan £5,000,000
  • Maximum loan to value 70%, including interest rolled up

Key product features

  • Terms up to 12 months for regulated loans and 18 months for non-regulated loans
  • No exit fee or early redemption charge

Your property, provided as security for the loan, may be repossessed if you do not keep up with payments

Residential

Second Charge Bridging Loans

Designed for anyone looking for second mortgage residential and investment property, we can provide second charge Residential Bridging Loans from £100,000 to £1,000,000 over terms from 1 to 12 months.

Criteria

  • England, Wales & Scotland
  • Minimum loan £100,000
  • Maximum loan £1,000,000
  • Maximum loan to value 65%, including interest rolled up

Key product features

  • Terms up to 12 months for regulated loans and 18 months for non-regulated loans
  • No exit fee or early redemption charge

Your property, provided as security for the loan, may be repossessed if you do not keep up with payments

Residential

Renovation and Refurbishment Bridging Loans

Our renovation and refurbishment bridging loans are ideal when high street funding for refurbishing or finishing is difficult to secure because of the current condition or state of the property.

Criteria

  • England, Wales & Scotland
  • Minimum loan £100,000
  • Maximum loan £2,000,000 first charge/£500,000 second charge
  • Maximum loan to value 65% 1st Charge/60% 2nd Charge

Key product features

  • Terms up to 12 months for regulated loans and 18 months for non-regulated loans
  • No exit fee or early redemption charge

Your property, provided as security for the loan, may be repossessed if you do not keep up with payments

Commercial

First and Second Charge Bridging Loans

These short-term loans are designed to be used to buy commercial property including shops and offices, until long-term finance can be arranged.

Criteria

  • England, Wales and Scotland 1st Charge
  • England and Wales 2nd Charge
  • Minimum loan £100,000
  • Maximum loan £1,000,000 first charge/£250,000 second charge
  • Maximum loan to value 60% first charge/50% second charge

Key product features

  • Terms up to 12 months for regulated loans and 18 months for non-regulated loans
  • No exit fee or early redemption charge

Your property, provided as security for the loan, may be repossessed if you do not keep up with payments

The team

Our bridging finance specialists have a wealth of experience in providing short-term loans. They deal with each case personally.

  • A photograph of Richard Deacon

    Richard Deacon

    • Sales Director
    • South East
    • 020 7036 2007
    • 07817 822 554
  • A photograph of Neil Molyneux

    Neil Molyneux

    • Head of Sales
    • South, South West & Wales
    • 020 7036 2017
    • 07805 692 733
  • A photograph of Jim Baker

    Jim Baker

    • Senior Business Development Manager
    • North West & Scotland
    • 020 7036 2000
    • 07870 842 613
  • A photograph of Roz Cawood

    Roz Cawood

    • Business Development Manager
    • London, Surrey & Home Counties within M25
    • 020 7036 2000
    • 07939 580401
  • A photograph of Harriet Smith

    Harriet Smith

    • Business Development Manager
    • Midlands & North East
    • 020 7036 2000
    • 07376 251 005
  • A photograph of Ginny Warby

    Ginny Warby

    • Business Development Executive
    • Office based
    • 0207 036 2278
    • 07931 127 700
  • A photograph of Charlie Creak

    Charlie Creak

    • Business Development Executive
    • Office Based
    • 020 7036 2290
    • 07498 508 358

About Masthaven

LENDING SINCE 2004

We bring years of experience in lending to our new bank. We’re award winning and we build lasting relationships.

UK BASED

Home for Masthaven is London, where you’ll find our friendly helplines, finance specialists and underwriters.

EASY, SIMPLE

We’re not a traditional bank. So we can move swiftly, make decisions quickly and consider customers that other banks can’t.

HUMAN & OPEN

We’re only as good as the people we employ. They’re an exceptional team and we trust them to make decisions.