Affordability Calculator

Applicants & Dependants

Number of applicants

Please select: Number of applicants

Number of child dependants

Number of adult dependants

Please select: Post Code or Region

Complete either the postcode or Region field

Post Code

Region

Income

Applicant 1

Employment Status

Please select: Employment Status

Complete at least one of the below income fields

Complete at least one of the below income fields

Salary

Bonus / Commission / Overtime

Maintenance / Allowed Benefits

Dividends

Net Pension / Untaxed Income

Applicant 2

Employment Status

Please select: Employment Status

Complete at least one of the below income fields

Complete at least one of the below income fields

Salary

Bonus / Commission / Overtime

Maintenance / Allowed Benefits

Dividends

Net Pension / Untaxed Income

Debt Remaining after completion

Applicant 1

Credit Card / Overdraft / Mail Order Balance

Loan / Hire Purchase (Monthly Payments)

Court Order (Monthly Payments)

School Fees (Annual Amount)

Value of outstanding CCJ/Defaults

Other Deductions (Monthly Payments)

Applicant 2

Credit Card / Overdraft / Mail Order Balance

Loan / Hire Purchase (Monthly Payments)

Mandated Maintenance (Monthly Payments)

School Fees (Annual Amount)

Value of outstanding CCJ/Defaults

Other Deductions (Monthly Payments)

First charge mortgage current balance (only applicable for 2nd charge)

Current monthly mortgage payment (only applicable for 2nd charge)

New Loan Details

Lending Product

Please select: Loan Purpose

Loan Purpose

Value of Property

Please select: Value of Property

Gross Loan Amount

Please select: Other Deductions (Monthly Payments)

Term (Months)

Please select: Term (Months)
Minimum mortgage term {{$v.loan.termsMonths.$params.between.min}} months. Maximum mortgage term {{$v.loan.termsMonths.$params.between.max}} months. Please amend value entered.

Repayment Type

Interest Rate %

Please select: Interest Rate %

Reversion Rate % (if applicable)

Does the loan have a fixed rate for 5 years or longer?

Please select: Does the loan have a fixed rate for 5 years or longer?

Result

Affordability Pass Fail

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Maximum Loan Amount

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LTV (Loan to Value)

{{info.ltv == 'Infinity' ? '%' : info.ltv}}
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