About Us

We're the bank putting the personal back into finance. Here's what makes us tick.

About Us

Timeline

An overview of Masthaven throughout the years.

2004

  • Started trading - short-term lending

2015

  • Retail banking application submitted to the Bank of England

2016

  • Listed 240th in FT fastest growing companies in Europe, 43rd in UK
  • Listed 81st in the Sunday Times Fast Track 100
  • Masthaven Bank launch

2017

  • Team grows to 100
  • Deposits exceed £100m
  • First charge mortgage launch

2018

  • Business Savings Launch
  • Team grows to 150
  • 10,000 savings customers
  • Buy to Let mortgage launch
  • £0.5 billion in assets
  • Named CFI’s Most Innovative Digital Retail Bank UK 2018

2019

  • Värde partners makes £60m equity investment to become a shareholder
  • £0.75 billion in assets
  • Revamped buy to let and bridging launch
  • Named Best Second Charge Mortgage Lender – Your Mortgage Awards 2018/2019
  • Named Mortgage Lender Customer Service of the year – Money Age Mortgage Awards 2019
  • Named CFI’s Most Innovative Digital Retail Bank UK 2019
Our awards
Don't just take our word for it.
Best Second Charge Lender, Your Mortgage Awards 2018/19

Taking a different perspective on mortgages.

Best Specialist Lender, Moneynet Personal Finance Awards 2018

Specialist lending’s in our blood.

Most Innovative Digital Retail Bank UK 2019, CFI

Forward-thinking banking.

Meet the Team

Image of Ashley Machin

Ashley Machin

Interim Chairman

Ashley joined Masthaven in October 2016 following a successful career in Retail Banking. Most recently, Ashley was Chief Digital Officer of TSB bank and a member of the Bank Executive Committee. He previously worked at Lloyds Bank in a diverse set of leadership roles, ranging from lending through to operations and was a member of the Retail Executive Committee. Ashley is currently a non-executive committee member at the Department for Work and Pensions sitting on the Departmental Audit and Risk Committee and Chairing the Digital Advisory Committee.

Image of Andrew Bloom

Andrew Bloom

CEO and Founder

Andrew is an FCA, qualifying as a Chartered Accountant in 2000 with KPMG.  He then moved to KPMG’s transaction services before working in the investment division of Strand Hanson. He became Managing Director of Montague Knight, a property investment company, before launching Masthaven in 2004. Andrew also has a wealth of personal experience in property development and property investment. He built Masthaven from scratch to its current position of operating in the mortgage, development and bridging finance markets.

Image of Jon Hall

Jon Hall

Chief Commercial Officer and Deputy CEO

Jon has led Masthaven Bank from idea to becoming a new UK retail bank. Jon started his career with PwC, before joining Aviva and subsequently becoming CEO of Saffron Building Society. During his time at Saffron it won ‘Moneyfacts Best Service from a Mortgage Provider’ and was nominated twice for ‘Best Specialist Lender’ in the Mortgage Strategy Awards. Jon was selected as one of 'The European Digital Financial Services Power 50', a prestigious award for most influential leaders within European financial services.

Image of Anne  Gunther

Anne Gunther

Independent Non-executive Director

Anne has over 40 years’ executive experience across all financial services sectors, from lending to wealth management and direct channel delivery. Managing Director, Direct Channels at Lloyds TSB, she then moved to be Chief Executive of both Standard Life Bank and Standard Life Healthcare, and was a founding Director of Standard Life Wealth. She then became CEO of Norwich & Peterborough Building Society. In her non-executive career Anne has 10 years’ experience in both the public and private sectors.

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Peter Harrison

Non-executive Director

Peter has broad and extensive experience in financial services.  Operating at Board level, covering Financial Regulation and Governance in the UK and internationally. He’s worked as Managing Partner and Head of Financial Services UK at KPMG, Chairman at Saffron Building Society and Chair of the Audit Committee at CIT Bank and a FTSE 250 company. He is also a Freeman of the City of London and is involved in various City affairs, charitable events and City Livery Companies.

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Michael Baker

Non-executive Director

Michael is an FCA, having qualified as a Chartered Accountant in 1987 with KPMG. Michael has over 30 years of experience in finance gained with KPMG, BDO Stoy Hayward and in senior management roles.  He has been working for The William Pears Group since 1999. Michael holds numerous Board appointments of companies involved with the Pears family and is Managing Director of Joint Ventures at Pears.

Image of Elena Lieskovska

Elena Lieskovska

Non-executive Director

Elena Lieskovska joined Masthaven Bank as Non-executive Director in April 2019. As a Partner and Head of European Financial Services at Värde Partners, she is responsible for leading Värde’s private equity investments in the financial services sector across Europe. Prior to joining Värde, Elena served as executive director at Lehman Brothers, and has also worked for Alvarez and Marsal, and in the Investment Banking Division at Goldman Sachs & Co. Elena received a B.S. in Finance from Louisiana State University and an M.B.A. from Harvard Business School.

Image of Natalie Gammon

Natalie Gammon

Independent Non-executive Director

Natalie has 20 years of global technology, commercial and operational experience across a range of sectors., with a focus on financial services and private equity-backed businesses. Throughout her executive career Natalie has a demonstrable track record of leading successful digital, strategic and transformational change programmes. Most recently Natalie was Chief Cloud Officer at Finastra where she oversaw the company’s cloud, data centre operations and information security groups. Natalie is also an independent member of the National Trust’s Audit Committee.

Image of Leigh  Bartlett

Leigh Bartlett

Chief Financial Officer and Executive Director

Leigh joins from technology company FNZ and has more than 15 years of CFO experience operating principally in the financial services sector. He has worked both in the UK and overseas, having previously held CFO positions at Williams & Glyn, Westpac Banking Corporation, RBS and Alliance & Leicester.

Image of Andrew Bloom

Andrew Bloom

CEO and Founder

Andrew is an FCA, qualifying as a Chartered Accountant in 2000 with KPMG.  He then moved to KPMG’s transaction services before working in the investment division of Strand Hanson. He became Managing Director of Montague Knight, a property investment company, before launching Masthaven in 2004. Andrew also has a wealth of personal experience in property development and property investment. He built Masthaven from scratch to its current position of operating in the mortgage, development and bridging finance markets.

Image of Jon Hall

Jon Hall

Chief Commercial Officer and Deputy CEO

Jon has led Masthaven Bank from idea to becoming a new UK retail bank. Jon started his career with PwC, before joining Aviva and subsequently becoming CEO of Saffron Building Society. During his time at Saffron it won ‘Moneyfacts Best Service from a Mortgage Provider’ and was nominated twice for ‘Best Specialist Lender’ in the Mortgage Strategy Awards. Jon was selected as one of 'The European Digital Financial Services Power 50', a prestigious award for most influential leaders within European financial services.

Image of Tricia Halpin

Tricia Halpin

Chief People Officer

Tricia has over 25 years’ experience working in financial services in both corporate and retail banking, operating in both domestic and global matrixed structures. She started her career as a banker in Barclays before specialising in HR after 12+ years of branch banking and Head Office roles. She has extensive experience in all aspects of Human Resource Management in highly regulated environments and brings a wealth of experience to Masthaven Bank.

Image of Wahid Ali

Wahid Ali

Chief Risk Officer

Wahid has 20 years’ risk management experience across the banking sector (including Barclays, RBS, Al Rayan Bank and others), financial consulting (Deloitte) and regulatory supervision (FSA/PRA). Wahid had been performing the CRO function from 2017 at Al Rayan Bank and joined Masthaven in May 2019. Wahid is also a Harvard Business School General Management Programme (2016) graduate.

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Simon Furnell

Chief Operating Officer

Simon has over 40 years' experience in Banking and Financial Services across the majority of Lending and Savings Products as well as general insurance. A Senior Executive with Lloyds Banking Group Plc for 10 years, followed by Senior Interim management and consultancy roles, before returning to permanent position as a Managing Director at Shawbrook Bank Plc and more recently as COO. With over 20 years' C suite experience in Big 4 and Challenger Banks, Simon has led and managed teams of up to 2500 and managed budgets in excess of £200m.

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Paul McCan

Chief Technology Officer

Paul has over 30 years' experience designing, building and managing IT systems in a variety of technical, consulting and managerial roles. Starting his career with BT as a software engineer, he has progressed through a wide spectrum of roles in UK financial services organisations before joining Masthaven to develop and launch the bank technology platform in 2016.

Image of Leigh  Bartlett

Leigh Bartlett

Chief Financial Officer and Executive Director

Leigh joins from technology company FNZ and has more than 15 years of CFO experience operating principally in the financial services sector. He has worked both in the UK and overseas, having previously held CFO positions at Williams & Glyn, Westpac Banking Corporation, RBS and Alliance & Leicester.