Mortgages FAQs

Yes. Some products are subject to an early repayment charge. Please refer to our product guide for further information on our products.

Yes, subject to conditions. Please refer to our Underwriting Guide for further information.

Yes. The applicant can choose whether they wish to pay any associated fee up front, or include them in the monthly payment.

Our broker portal enables you to generate an illustration within a few quick steps. Our automated system will generate a decision in principle based on the applicants income and credit profile. Our online affordability model and integrated credit search allows for a full online mortgage application.

We offer 1st and 2nd charge residential and 2nd charge buy to let

We lend in England, Wales & Scotland (Scotland will be assessed on a case by case basis).

Not always. In some cases we may be able to accept an automated valuation, making the process quicker and easier for your applicants.

Yes, subject to the non-owning spouse obtaining legal advice and signing a waiver