Residential

Mortgages for people from all walks of life.

View Residential Rates
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Service levels
First Charge Mortgages

DIP referral

24 Hours

Turnaround

Initial Assessment

Same Day

From 15th January

Documents Reviewed

3 Days

From 12th January

Application Underwrite

1 Day

From 14th January

Why work with us?
Here’s what makes our residential mortgages stand out
We don’t credit score

Life’s full of ups and downs. Why should someone with a minor credit blip be refused a mortgage? We don’t believe in credit scoring – so we don’t use it.

Specialist as standard

We’ve built a range of mortgages that serve the needs of todays borrowers. If you’re looking to help the self-employed, contractors, landlords or older people, you’ve come to the right place.

We’re flexible

We work hard to say yes, so we take a flexible approach to applications, looking at the person behind the application when we make a decision.

Key Documents

Everything you need to submit a case, all in one place.

Documents
Useful Resources

From product updates to blog posts, regulatory news and more, we’ve got you covered.

Resources
New to Masthaven?

We’re the bank putting the personal back into finance. It’s pretty simple: we offer mortgages for people from all walks of life, and in all different shapes and sizes. Fancy being part of something different?

Register today