we lend

We think lending should be about more than just money.
Your home may be repossessed if you do not keep up repayments on your mortgage.

We likedifferent

We know life can be full of ups and downs. For that reason we’ve built a range of lending products fit for the real world around us.

Learn more about our products

Human lending

We use technology, but know that specialist lending requires people to make it really work. That means our underwriters – the people who assess your lending application – are bona fide human beings, not bots.

Learn more about who we lend to


We don’t stick to rigid approaches. We take a flexible approach to applications, looking at the person behind the pieces of paper when we make a decision.

Learn more about your options


Our lending products are currently only available through professional mortgage intermediaries. Find one here

An intermediary will work with you to understand your situation and recommend the lender who best suits your needs.
If you’re an intermediary, visit our dedicated site.
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