A more individual approach.
Your home may be repossessed if you do not keep up repayments on your mortgage.


We’ve built lending products for the changing world around us. For all sorts of different borrowers. For properties in all shapes and sizes. From residential mortgages to buy to let to bridging finance and everything in-between, we’ve got a lending proposition for just about everything.

Learn more about our lending


We think lending should be about more than just money. A mortgage isn’t a piece of paper. It’s a first home, a dream home, a milestone. So we take a personal approach, because we’re people too. And we know that borrowers aren’t all the same. Difference is what defines us, so we won’t put you in a little tick box or map you to a script.

More about how we lend

Where you fit inOur customers

We know there’s no such thing as the traditional borrower. So we lend to people from all walks of life. People with credit blips, the self-employed, contractors, older borrowers, first-time buyers, modern landlords and more. Lending for today, not the past.

Who we love to help


Our lending products are currently only available through professional mortgage intermediaries. Find one here

An intermediary will work with you to understand your situation and recommend the lender who best suits your needs.
If you’re an intermediary, visit our dedicated site.
Find out more >

Does what it says on the tin. All my dealings with Masthaven so far have been nothing short of very professional.
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About ourpersonal lending


We can help you at the start of your journey, support you through the middle and be there for you in retirement. From first-time buyers to downsizing in later life, we’re with you every step of the way.


Most Innovative Digital Retail Bank UK 2019 & 2018- CFI, Best Specialist Lender- Moneynet Personal Finance Awards 2018, Best Second Charge Mortgage Lender-Your Mortgage Awards 2018/19


We’re really experienced in handling specialist lending. So don’t worry if you think your situation is a little on the unusual side. We’ll work with your adviser to do everything we can to say yes.


We believe banking's about more than just money. We know a mortgage is a family home, a first home, an ambition realised. Because we’re people too, with our own hopes, dreams and ambitions.